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Brian Guevara, REALTORŽ, real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Camarillo, Ventura and Oxnard, California Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Camarillo, Ventura and Oxnard real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Camarillo, Ventura and Oxnard Realtor, I have the experience and track record you are looking for. Please let me help.

- Brian Guevara

School Reports in Camarillo, Ventura and Oxnard, California

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Schools in Camarillo, Ventura and Oxnard

First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	What land did the U.S. Government buy for $7.2 million?
A	The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Brian Guevara
RE/MAX Gold Coast Realtors
117 North Tenth Street
Santa Paula
CA, 93060
Team Line: 805-933-6600
Direct Line: 805-933-2892
Fax: 805-933-6605
Email: BrianGuevara@NUMBER1EXPERT.com

Brian Guevara specializes in Ventura County residential and Investment Properties.

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