Camarillo, Ventura and Oxnard real estate and homes for sale in California - Brian Guevara, REALTOR® Brian Guevara REALTOR(r) for Camarillo, Ventura and Oxnard, California real estate - NUMBER1EXPERT™ Brian Guevara NUMBER1EXPERT(tm) for Camarillo, Ventura and Oxnard, California real estate
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Brian Guevara, REALTORŪ, real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 805-933-6603.


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Mortgage Prequalification: Camarillo, Ventura and Oxnard California home buying, real estate listings, and homes for sale in Ventura                        County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Camarillo, Ventura and Oxnard Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Real Estate Tips
Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Which home is considered the ultimate in California craftsman-style architecture?

A 
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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Brian Guevara, REALTORŪ, real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian Guevara
RE/MAX Gold Coast Realtors

117 North Tenth Street
Santa Paula, CA 93060
805-933-2892
805-933-6600
805-933-6603
Fax: 805-933-6605
BrianGuevara@NUMBER1EXPERT.com

Brian Guevara specializes in Ventura County residential and Investment Properties.

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RE/MAX Gold Coast Realtors real estate and homes for sale in Camarillo, Ventura and Oxnard California

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